Approaching retirement

Whether you want to retire in five, 10 or 15 years, financial planning will help you to achieve the lifestyle you want, both now and in retirement.

These days, life begins at 50

Have you noticed how 50-year-olds today aren’t like the ones from your childhood? They are healthier and have a much younger mindset than their parents had at the same age. Even better, they’re likely to have much longer lives.

Many people in their 50s today want to enjoy the freedom that comes with paying off the mortgage and the children flying the nest…and they don’t necessarily want to work until they’re 65. Fortunately, there are options available to those who want to enjoy their 50s and still have the lifestyle they want in retirement.

Helping you answer the ‘big’ questions

There are many reasons why you may decide to work with a financial planner. Perhaps you’ve hit the ‘Big 5-0’ and you’re wondering what the rest of your life has in store? Maybe you’ve received a pension statement and it’s got you thinking about when you can retire? Whatever the reason, these are some of the big questions we can help you to answer:

  • When can I retire? It might be sooner than you think! With financial planning, we can identify opportunities to retire early or perhaps step back a little from work.

  • Will I run out of money? Lifetime cashflow modelling can show you when you’re likely to have excess wealth and where the shortfalls may be. We’ll help you decide what to do about them.

  • What kind of retirement can I have? Lifestyle financial planning will help you identify what your retirement goals are and importantly, help you to achieve them.

  • Can I afford to help my children/grandchildren? We can identify opportunities for you to help with things like house deposits and education fees.

Client stories

We really do change people’s lives! Meet some of the clients who we’ve helped to enjoy their wealth over the years

Clive & Karen Seeley

We are delighted with the service provided by Andrew and his team. They listened to what our goals were and worked with us to provide a solution to achieve them. Andrew’s support and advice has ensured that we can now relax, enjoy our retirement and achieve those goals.

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Jeremy & Jayne Cooke

The model Andrew has provided allows us to have a choice with Jeremy’s pension. It provides funds in later life, but also allows us to have sufficient income while we are still young and fit enough to be able to do the things we want before Jeremy’s health deteriorates further.

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Jacqui Collins

Andrew completely changed the way I thought about planning for retirement. Without Andrew’s help and advice, I would probably have had to continue to work well beyond age 60. A year into retirement, my finances have worked out exactly as planned. I will always be grateful.

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Paul & Ruth Jeffries

After working hard for many years, we wanted a retirement that we could enjoy, not just ‘scrape through’. We needed to know there was still a future there to enjoy, and the plan that Andrew created for us has given us the financial security to retire with confidence.

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Graham and Sherill Worgan

On meeting Andrew for the first time we were extremely impressed by the considerable time he spent in determining and fully understanding our retirement needs and aspirations. This has contributed considerably to the enjoyable and secure retirement we have enjoyed since 2013.

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Bob and Judith Choppen

Andrew’s approach was different in that he spent a great deal of time with us understanding what we wanted to achieve from our total assets during retirement. We remain very happy and value his friendly nature and interest in our current needs.

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Your journey

We pride ourselves on the dedicated, one-to-one relationships that we build with our clients. Here’s how your journey will look.


Why work with us?

Our vision is ‘to help our clients manage their finances to live the lifestyle they want, without fear of running out of money’.

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Let’s talk

If you want to free yourself to enjoy your wealth, then get in touch using the details below or complete the form.