Andrew began his career in financial services in 1989 as a Trainee Agent with the Prudential working in their Cwmbran branch. He soon progressed to become the ‘Man from the Pru’ working in Cwmbran, Pontypool and Monmouth.
Shortly after getting married in 1993, Andrew joined Friends Provident and worked all over South East Wales providing financial reviews to their existing customers. During his time there, Andrew began studying for his professional qualifications.
In 1995, Andrew joined RJ Temple which was one of the largest Independent Financial Advisers in the UK. They specialised in providing Inheritance Tax and investment advice. Andrew steadily built up a client base and continued to invest in his professional qualifications to gain the Advanced Financial Planning Certificate in 1998.
In 2001, Andrew joined Positive Solutions where he continued to grow his client base through new and existing clients. Positive Solutions was an innovative company which embraced many of the technologies we use in the business today. As a partner, Andrew was part of the significant growth of the business which led to the company being sold to AEGON in 2006.
However, by then Andrew had ‘seen the light’ of financial planning. He realised that his true calling was to change people’s lives through financial coaching, lifetime cashflow modelling and investment management. This is the main reason behind his decision to start up Financial Planning Solutions Ltd in 2008.
At Financial Planning Solutions Ltd (FPS) we have a vision which is ‘to help our clients manage their finances to live the lifestyle they want, without fear of running out of money’.
Since 2008, Andrew has grown the business steadily and the firm achieved the prestigious Chartered Financial Planning firm status in 2012.
Andrew has continued to invest in his professional development, obtaining the following professional qualifications:
- 2011 – Chartered Financial Planner (CII)
- 2015 – Chartered Wealth Manager (CISI)
- 2018 – Pension Transfer Specialist
- 2018 – Fellow of the Personal Finance Society
Andrew now lives in Cwmbran and is married to Paula with three Children. He enjoys mountain biking, skiing and walking the family dog, Misha. And now that the children are older, holidays and travel are beginning to feature more!
We really do change people’s lives! Meet some of the clients who we’ve helped to enjoy their wealth over the years
Clive & Karen Seeley
We are delighted with the service provided by Andrew and his team. They listened to what our goals were and worked with us to provide a solution to achieve them. Andrew’s support and advice has ensured that we can now relax, enjoy our retirement and achieve those goals.Read more
Jeremy & Jayne Cooke
The model Andrew has provided allows us to have a choice with Jeremy’s pension. It provides funds in later life, but also allows us to have sufficient income while we are still young and fit enough to be able to do the things we want before Jeremy’s health deteriorates further.Read more
Andrew completely changed the way I thought about planning for retirement. Without Andrew’s help and advice, I would probably have had to continue to work well beyond age 60. A year into retirement, my finances have worked out exactly as planned. I will always be grateful.Read more
Paul & Ruth Jeffries
After working hard for many years, we wanted a retirement that we could enjoy, not just ‘scrape through’. We needed to know there was still a future there to enjoy, and the plan that Andrew created for us has given us the financial security to retire with confidence.Read more
Graham and Sherill Worgan
On meeting Andrew for the first time we were extremely impressed by the considerable time he spent in determining and fully understanding our retirement needs and aspirations. This has contributed considerably to the enjoyable and secure retirement we have enjoyed since 2013.Read more
Bob and Judith Choppen
Andrew’s approach was different in that he spent a great deal of time with us understanding what we wanted to achieve from our total assets during retirement. We remain very happy and value his friendly nature and interest in our current needs.Read more